If you’ve been diagnosed with a health condition—big or small—you might be wondering, “Can I still get life insurance?” The good news is: Yes, you often can.

While health does play a role in the type and cost of life insurance you can get, having a medical condition doesn’t automatically mean you’ll be denied.

Let’s break down your options and what you can expect.

🩺 Yes, You Can Still Qualify for Coverage

Many life insurance companies work with people who have:

• High blood pressure
  

• Diabetes
  

• Asthma
  

• Anxiety or depression
  

• Heart disease
  

• A history of cancer
  

• Other chronic conditions
  

Some plans may require a health questionnaire or medical exam, while others don’t.

💡 Tip: Every insurance company evaluates conditions differently. One might say no—while another says yes.

🔎 Types of Life Insurance for People with Health Conditions

1. 🧾 Standard Term or Whole Life
If your condition is well-managed and not considered high-risk, you may still qualify for traditional coverage—possibly at a slightly higher rate.

2. 📋 Simplified Issue Life Insurance
No medical exam required. You just answer a few health questions. These policies are quicker to get approved and great for moderate health concerns.

3. ⚰️ Guaranteed Issue Life Insurance
No health questions. No medical exam. Acceptance is guaranteed (usually for smaller policies like final expense coverage). Perfect for those with more serious conditions.

💰 Will It Cost More?

It depends. Some policies may have higher premiums if your condition is more serious or not well-managed. But many people are surprised to find that the cost is still affordable—especially with the right guidance.

💡 Tip: The earlier you apply, the better your chances of locking in a good rate.

👥 Why It’s Still Worth It

Even if you pay a little more, life insurance still protects your family from:

• Funeral and burial costs
  

• Medical bills
  

• Unpaid debts
  

• Loss of your income
  

• The financial stress of losing a loved one
  

And that peace of mind? Priceless.

🎯 Bottom Line

Don’t assume you can’t get life insurance just because you have a health condition. You have options—and the right policy could be just a few questions away.

🗓️ Let’s find a plan that works for you.

👉 Get a Free Life Insurance Quote – No Exam Required
Fast, friendly, and no pressure. Just real answers.